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We make every effort to keep our fees low for all patients. Sending bills increases our costs, therefore we request that payment for office visits be made at the time of service.

Co-Pays and Accepted Payment Methods

All co-pays will be collected at time of service. For co-pays and all other out of pocket costs, we accept cash, checks, money orders, and all major credit cards.

We also currently offer CareCredit to our patients who are considering cosmetic procedures such as cataract surgery, botox and LASIK. CareCredit is a healthcare credit card that is designed for your health and wellness needs which allows you to make monthly payments toward your purchase of the cosmetic procedures. Please visit for information, or contact our billing department by calling 410-535-2270 to inquire about our specific CareCredit offers.

Medicare and Insurance Information

We participate with Medicare and most medical insurance plans, including:

  • Aetna
  • Carefirst Blue Cross Blue Shield
    • Blue Choice
    • Federal Employee Program
    • National Capital Area
  • Cigna/Greatwest
  • Coventry Health National PPO
    • Coventry One National
    • First Health
    • Foreign Service Benefit Plan
    • Rural Carrier Benefit Plan
  • Coventry of Delaware/Maryland Select
    • Diamond Plan
  • Humana
  • John Hopkins
    • Employer Health Plan
    • Priority Partners
    • US Family Health Plan
    • Johns Hopkins Advantage MD PPO
  • Medicare
  • Tricare
    • Tricare Prime
    • Tricare Standard
    • Tricare for Life
  • Railroad Medicare
  • University of Maryland Health Advantage
  • United Health Care
    • MDIPA
    • Optimum Choice
    • Core
    • Core Essential
    • Navigate
    • Navigate Balanced
    • Navigate Plus
    • Golden Rule
    • AARP
    • Medicare Solutions

We only participate with a few select vision insurance plans. Please contact us if you have any questions about whether or not your specific vision insurance is covered.

Please notify our staff of your insurance coverage when you make an appointment. Many insurance plans require you to have a referral from your primary care physician to see a specialist. Please check with your insurance carrier and if a referral is required by your insurance contract, please bring it with you for your visit.

Refraction Fee Notice for Patients

There are two parts to your eye examination, which are billed separately.

The first charge includes the fee for the doctor to evaluate the health of your eyes. This charge is billable to your insurance company, and also to Medicare.

The second (vision) portion of your exam is called a “refraction,” which is a test performed to determine the best corrective lenses to be prescribed for each eye.

Although a refraction is a very important vision test, it is considered a non-medical procedure. Medicare and most insurance plans do not pay for this service, the fee of which is $50.00.

We request that payment for this service be made at the time of your visit. Thank you.