Insurance and Billing Information

All co-pays will be collected at time of service. For co-pays and all other out of pocket costs, we accept cash, checks, money orders, and all major credit cards.

We also currently offer CareCredit to our patients who are considering cosmetic procedures such as cataract surgery, botox and LASIK. CareCredit is a healthcare credit card that is designed for your health and wellness needs which allows you to make monthly payments toward your purchase of the cosmetic procedures. Please visit CareCredit.com for information, or contact our billing department by calling 410-535-2270 to inquire about our specific CareCredit offers.

Our insurance list is subject to change and may not include every single carrier we accept. We encourage you to give us a call to confirm your insurance with us before making an appointment.

• AARP
• Aetna
• Aetna Vision
• Alterwood
• American Postal Worker
• American Workers Insurance
• Bankers Life
• Blue Choice HMO (referral from PCP required if open access is not listed on the card)
• Blue Cross Blue Shield
• Carefirst Advantage Plan (ONLY with ID# starting with MD)
• Carefirst Blue Cross Blue Shield
• Cigna
• Cigna Health Springs (NOT total care)
• Cigna Vision
• Coresource
• Electrical Welfare Trust Fund
• Electrical Workers Fund
• FEP Blue Cross Blue Shield
• FEP Blue Vision
• GEHA
• Gerber
• Humana
• Humana Vision
• Humana Medicare Advantage
• Johns Hopkins EHP Vision
• Johns Hopkins EHP
• Johns Hopkins US Family Health (referral from PCP required)
• Medicare MD
• Meritain Health 
• Mutual of Omaha
• Omaha Insurance CO
• Railroad Medicare
• Teamsters Local
• Tricare For Life
• United Health Care
• United Health Care Community Plan
• United Health Care Community Plan - Medicaid
• United Health Care Optimum Choice (referral from PCP required)
• United Health Care MDIPA (referral from PCP required)
• University of Maryland Advantage Plan

We only participate with a few select vision insurance plans. Please contact us if you have any questions about whether or not your specific vision insurance is covered.

Please notify our staff of your insurance coverage when you make an appointment. Many insurance plans require you to have a referral from your primary care physician to see a specialist. Please check with your insurance carrier and if a referral is required by your insurance contract, please bring it with you for your visit.

Effective March 1, 2023

There are two parts to your eye examination, which are billed separately.

• The first charge includes the fee for the doctor to evaluate the health of your eyes. This charge is billable to your insurance company, and also to Medicare.
• The second (vision) portion of your exam is called a “refraction,” which is a test performed to determine the best corrective lenses to be prescribed for each eye.

Although a refraction is a very important vision test, it is considered a non-medical procedure. Medicare and most insurance plans do not pay for this service, the fee of which is now $65.00, effective March 1, 2023.

We request that payment for this service be made at the time of your visit. Thank you.